How To Earn Money Online Without Investment – 19 Easy Ways To Start Today

Woman holding her credit card as she looks at her laptop, sitting on the stairs.

In today’s digital age, there are many ways to earn money online without making any investments. Whether you’re looking to make some extra cash on the side or you’re interested in turning your online activities into a full-time job, you have many options.

This article will explore 19 popular and effective ways on how to earn money online without investment.

Featured Image Credit: AllaSerebrina /

#1 Freelancing

Young happy female freelancer working or learning from home during self-isolation. Full body portrait of pretty intelligent woman about 30s in casual clothes and glasses sitting on a sofa indoors typing on a laptop looking away smiling.
Image Credit: dariazu /

Freelancing is one of the most popular ways to earn money online without investment. Freelancers are self-employed individuals who offer their services to clients on a project-by-project basis. The great thing about freelancing is that you can work from anywhere worldwide and set your hours.

Many freelancing jobs are available, including writing, graphic design, web development, and social media management. To get started, create a profile on freelance websites such as Upwork, Freelancer, or Fiverr. Be sure to highlight your skills and experience and set your rates competitively.

#2 Online Surveys

Computer background http web page
Image Credit: abidal/

Online surveys are another great way to earn money online without investment. Many companies pay people to take surveys about their products or services. To get started, you can sign up for survey sites such as Swagbucks, Survey Junkie, or Vindale Research.

While you won’t get rich taking online surveys, they can be an excellent way to make extra cash in your spare time. Be sure to sign up for multiple survey sites to maximize your earnings.

#3 Affiliate Marketing

Portrait of a man / young, cool, trendy content attractive handsome reckless careless carefree guy wearing checked shirt throwing money away wealth isolated over pink pastel background. Cash.
Image Credit: deagreez1 /

Affiliate marketing is a type of performance-based marketing where a company rewards affiliates (individuals or other businesses) for bringing in customers or sales through their marketing efforts. Here’s how it typically works:

  1. You sign up for an affiliate program: You join an affiliate program offered by a company or online platform. Some popular examples of affiliate programs include Amazon Associates, ShareASale, and Commission Junction.
  2. You choose products to promote: You select products or services to promote from the company’s affiliate program. You’ll receive a unique affiliate link for each product you promote.
  3. You promote the products: You promote the products through your website, blog, social media channels, or other marketing channels. When a customer clicks on your affiliate link and makes a purchase, you earn a commission.
  4. You earn commissions: You earn commissions on sales generated through your affiliate link. The commission rate varies depending on the company and product, but it can range from a few percent to over 50%.

It’s possible to make money through affiliate marketing without investing any money upfront. However, you’ll need to invest time and effort in creating quality content, building an audience, and promoting the products effectively to make sales and earn commissions. Additionally, some affiliate programs may require you to have a website or a certain level of traffic to participate.

#4 Online Tutoring

Young teacher holding cup and looking at schoolkids studying
Image Credit: ArturVerkhovetskiy /

You can make money with online tutoring without investing anything. Online tutoring is becoming increasingly popular as technology makes it easier to connect students with tutors worldwide. Here are some ways you can make money with online tutoring:

  1. Join an online tutoring platform: Many online tutoring platforms, such as Chegg, TutorMe, and Skooli, allow you to sign up as a tutor and offer your services to students. You can set your rates and work with students from all over the world.
  2. Offer your services independently: You can also offer your tutoring services through social media platforms or your website. This may require more effort to market your services and find students, but it allows you to set your rates and have more control over your business.
  3. Specialize in a subject: If you have expertise in a particular subject, you can focus on tutoring in that subject and charge a higher rate for your specialized knowledge.

Overall, online tutoring can be a flexible and lucrative way to make money while helping students achieve their academic goals.

#5 Online Writing

Partial view of female hacker using digital laptop at wooden table
Image Credit: AndrewLozovyi /

If you have writing talent, you can earn money online by writing for blogs, websites, or other online publications. Many websites and blogs constantly need fresh content, and they often pay writers for their work.

The amount of money you can make with online writing depends on a variety of factors such as your level of experience, the niche or industry you write for, the demand for your services, and the rates you charge. Some freelance writers can earn anywhere from a few hundred dollars to thousands of dollars per month.

As for investment, it depends on your specific situation. If you already have a computer and internet connection, you may not need to invest anything.

Here’s how online writing typically works:

  1. Identify your niche and target clients: You’ll need to identify the type of writing you want to do, such as blog writing, copywriting, or technical writing. You should also identify your target clients, such as businesses, publishers, or individual clients.
  2. Build your writing portfolio: Before you start looking for clients, you’ll need to build a writing portfolio that showcases your writing skills and experience. You can create a portfolio on your own website, or use platforms like Contena or ClearVoice to build and showcase your writing samples.
  3. Look for clients: You can find clients through freelance marketplaces like Fiverr, Upwork or Freelancer, job boards like ProBlogger, or by networking with other writers or businesses in your niche.
  4. Negotiate rates and deadlines: Once you’ve found a client, you’ll need to negotiate rates and deadlines for your work. Make sure you have a clear understanding of what the client expects from you and when the work is due.
  5. Write and submit your work: Once you’ve agreed on the terms, you’ll need to write and submit your work to the client. Make sure to follow the client’s guidelines and expectations for the project.
  6. Get paid: After you’ve submitted your work, you’ll receive payment from the client based on the agreed-upon rates and terms.

Overall, online writing can be a flexible and rewarding way to make money, but it does require hard work and dedication to build a successful career.

#6 Virtual Assistance

Side view of line of call centre employees are smiling and working on computers and with headset on.
Image Credit: /

Virtual assistance is another popular way to earn money online without investment. Virtual assistants provide administrative support to clients remotely.

To get started with virtual assistance, create a profile on websites such as Virtual Assistant Jobs or Upwork. Be sure to highlight your skills and experience and set your rates competitively.

The day-to-day tasks of a virtual assistant can vary depending on the needs of their clients, but some common tasks may include:

  1. Email management: This involves monitoring and responding to emails, sorting through spam or junk mail, and organizing emails into different folders.
  2. Calendar management: This involves scheduling appointments, coordinating meetings, and making sure that the client’s calendar is up-to-date.
  3. Data entry: This involves entering data into spreadsheets or databases, organizing and maintaining records, and ensuring that all data is accurate and up-to-date.
  4. Social media management: This involves creating and scheduling social media posts, responding to comments or messages, and monitoring social media metrics.
  5. Customer service: This involves answering phone calls, responding to customer inquiries or complaints, and resolving issues as they arise.
  6. Research: This involves conducting online research on a variety of topics, gathering data, and providing summaries or reports to the client.
  7. Administrative tasks: This involves general administrative tasks such as filing, scanning, printing, and organizing documents.

In addition to these tasks, virtual assistants may also be responsible for communicating with clients regularly to ensure that they are meeting their needs and expectations. They may use communication tools such as email, video conferencing, or instant messaging to stay in touch with clients.

#7 Online Coaching

business, people and work concept - portrait of businessman in eyeglasses at office / work
Image Credit: Syda_Productions /

If you have expertise in a particular area, you can earn money by coaching others online. Many people are willing to pay for coaching, giving you the ability to set your rates based on your experience levels.

The most popular online coaching niches can vary depending on trends and demand, but some of the most common niches include

  1. Business coaching: This involves coaching entrepreneurs and small business owners on how to start, run, and grow their businesses.
  2. Life coaching involves helping clients set and achieve personal goals, overcome obstacles, and improve their overall well-being.
  3. Health and wellness coaching: This involves coaching clients on how to improve their health and well-being through nutrition, exercise, stress management, and other healthy habits.
  4. Career coaching involves helping clients with career development, job searching, and career transitions.
  5. Relationship coaching: This involves coaching clients on how to improve their relationships with partners, family members, and friends.
  6. Finance coaching involves coaching clients on managing their finances, creating budgets, and achieving financial goals.

Overall, the most popular online coaching niche will depend on the coach’s skills, experience, interests, and current market demand. You can sell your coaching services on popular freelancing websites or through your social media.

#8 Sell Your Own Products

Cropped image of businessman showing fist
Image Credit: IgorVetushko /

If you have a talent for making or creating something, you can sell your products online without any investment. There are many online marketplaces, such as Etsy, eBay, and Amazon, where you can sell your products to a global audience.

To get started, create a profile on the marketplace of your choice and start listing your products. Be sure to include high-quality photos and descriptions of your products, and set your prices competitively. If you are good at making digital products, you will not require any investment for supplies and inventory.

#9 Online Advertising

Handsome confident bearded businessman standing with crossed arms
Image Credit: IgorVetushko /

If you have a website or blog with a decent amount of traffic, you can earn money by displaying advertisements on your site. Many advertising networks, such as Google AdSense,, and Infolinks, allow you to display ads on your site and earn money whenever someone clicks on them.

To get started with online advertising, sign up for an advertising network and place the ads on your website or blog. Be sure to place the ads in prominent positions on your site to maximize your earnings.

#10 Sell your photographs

A photo of the pin-up girl in corset and gloves holding vintage 8mm camera. Retro.
Image Credit: fisher.photostudio /

Your passion for photography can earn you money online. If you have a collection of high-quality photographs, you can sell them online through websites such as Shutterstock, iStock, and Getty Images. These websites offer a platform for photographers to showcase their work and earn money every time someone downloads their photos.

To get started, create an account on one or more of these websites and upload your best photographs. Be sure to provide accurate descriptions and keywords for your photos to make them easy to find. You can also promote your photos on social media platforms to attract more customers.

#11 Online Transcription

A clean office desk and chair with a table lamp and laptop.
Image Credit: /

Transcription involves listening to audio or video recordings and typing them out into a text document. Many businesses and individuals need transcriptions of their recordings for various purposes such as research, legal proceedings, or video captioning.

To get started with online transcription, you can sign up for websites such as TranscribeMe, GoTranscript, or Rev. These websites offer transcription services to clients around the world and allow you to choose the projects you want to work on. You can earn money based on the length and complexity of the recordings you transcribe.

#12 Online Translation

Multilingual Greetings Languages Concept
Image Credit: Rawpixel /

You can earn money by leveraging your language skills to offer online translation services. Websites such as Gengo, One Hour Translation, and offer translation services to clients around the world and allow you to choose the projects you want to work on.

To get started, create an account on one or more of these websites and take language proficiency tests to showcase your skills. You can then start applying for translation projects and earn money based on the length and complexity of the documents you translate.

#13 Social Media Management

Selective focus of woman holding smartphone with social media hashtag
Image Credit: IgorVetushko /

Social media management involves creating and managing content for businesses and individuals on social media platforms such as Facebook, Twitter, and Instagram. Many businesses need help managing their social media accounts and require someone to create and schedule posts, respond to comments, and engage with their followers.

To start with social media management, you can offer your services to businesses and individuals in your network. You can also sign up for websites such as Upwork or Fiverr to advertise your social media management skills and attract more clients.

Becoming a social media manager typically requires a combination of education, skills, and experience. Here are some of the key steps to become a social media manager:

  1. Education: While there is no specific educational requirement to become a social media manager, many employers prefer candidates with a bachelor’s degree in marketing, communications, or a related field.
  2. Skills: Social media managers should have strong communication and writing skills, as well as experience with social media platforms and analytics tools. They should also be organized, creative, and able to multitask.
  3. Experience: Many social media manager positions require several years of experience in social media marketing or a related field. It can be helpful to start with an entry-level position in marketing or social media and work your way up.
  4. Certifications: Earning certifications in social media marketing or digital marketing can demonstrate your expertise to employers and clients. Some popular certifications include Hootsuite Social Media Marketing Certification, HubSpot Social Media Certification, and Google Analytics Certification.
  5. Continuing education: Social media platforms and marketing strategies are constantly evolving, so it’s important for social media managers to stay up-to-date with the latest trends and best practices. Continuing education through courses, workshops, and industry events can help social media managers stay ahead of the curve.

Overall, becoming a social media manager requires a combination of education, skills, and experience, as well as a willingness to continue learning and adapting to changes in the field.

#14 Online Editing and Proofreading

Surprised woman face looking at laptop screen. Close up of excited woman watch online news at computer. Portrait of happy girl shopping website at laptop
Image Credit: uflypro /

Editing and proofreading involve reviewing and correcting written content for grammar, spelling, and punctuation errors. Many businesses and individuals need help editing and proofreading their content, such as articles, blog posts, or marketing materials.

To get started with online editing and proofreading, you can sign up for websites such as Scribendi or These websites offer editing and proofreading services to clients worldwide, allowing you to choose the projects you want to work on. You can earn money based on the length and complexity of the content you edit.

You can also offer your services on freelancing platforms such as Upwork or Fiverr.

#15 Online Data Entry

Hands writing on old typewriter over wooden table background
Image Credit: 4masik /

You can make money online without investing anything by entering data into spreadsheets or databases for businesses and individuals.

Many businesses need help with tasks such as entering data into spreadsheets or databases. You can sign up for websites such as Clickworker or Amazon Mechanical Turk to start earning money by completing data entry tasks. These websites offer a variety of tasks, including data entry, form filling, and research tasks. Data entry tasks are typically simple and require no specific skills or experience.

#16 Online Research

Online Opinions - Man with one thumb up and one thumb down to show mixed messages or opinions.
Image Credit: sharpshutter /

Research involves gathering and analyzing information on specific topics for businesses and individuals. Many companies need help with research tasks such as market research or competitor analysis.

Websites such as Wonder and JustAnswer connect researchers with clients who need help finding information on specific topics. You can also sign up for websites such as Upwork or Fiverr to advertise your research skills and attract more clients.

#17 Online Customer Service

Upset woman in stress holds bank card and talks on phone. Phone fraud concept
Image Credit: megaflopp /

Online customer service refers to the process of providing customer support through digital channels such as email, live chat, social media, and phone. The goal of online customer service is to assist customers with their questions, concerns, and issues related to a company’s products or services.

One way to make money from online customer service is by working as a remote customer service representative for a company that offers this type of support. You can find job opportunities through online job boards or by directly contacting companies that offer remote customer service positions.

Another way to make money from online customer service is by starting your own business as a freelance customer service representative. You can offer your services to businesses that need help managing their online customer support channels. To get started, you’ll need to build a portfolio of your work and reach out to potential clients through networking, social media, or freelance job platforms.

#18 Online Video Creation

Asian young couple tiktokers are making video dancing via smartphone together, share video content on social media.
Image Credit: tonefotografia /

If you have video creation and editing skills, you can earn money by creating videos for yourself, businesses and individuals.

There are several ways to make money from online video creation without making any investment. Here are some examples:

  1. YouTube monetization: You can create a YouTube channel and monetize your videos through ads. Once your channel meets YouTube’s eligibility requirements, you can start earning money from ad revenue generated by your videos.
  2. Sponsored content: You can create sponsored content for brands and earn money from sponsorships. Brands may pay you to feature their products or services in your videos.
  3. Affiliate marketing: You can include affiliate links in your video descriptions and earn a commission for every sale made through those links.
  4. Crowdfunding: You can use crowdfunding platforms like Patreon or Kickstarter to fund your video creation projects. Your audience can support you financially in exchange for exclusive content or rewards.
  5. Stock footage: You can create stock footage or stock video content and sell it on stock footage websites. These websites allow you to upload and sell your videos to other creators or businesses.
  6. Online courses: You can create and sell courses on video creation, editing, or other related topics.

These are just a few examples of how you can make money from online video creation without any investment. With dedication and creativity, you can explore various other options and create a successful income stream from your video content.

#19 Online Voice Over

Vintage silver microphone image with warm filter
Image Credit: /

You can earn money online without investment by doing voice-over work online. You can offer voice-over services for commercials, audiobooks, or other types of content. Voice-over work requires a good voice and the ability to read scripts in a clear and engaging manner.

You can find online voice-over work through several websites and platforms that connect voice-over artists with clients. Here are some popular websites where you can find online voice-over work:


To find work on these platforms, you’ll need to create a profile that showcases your voice-over skills and experience. You can also search for job postings that match your skills and submit proposals to clients.

It’s important to note that building a successful career as a voice-over artist can take time and effort, but with dedication, practice, and persistence, you can find online voice-over work and earn a steady income from it.

“Why Is Manliness Fading Away?” 10 Hilarious Answers To This Question Posted Online

Handsome bearded tattooed young man standing with crossed arms
Image Credit: AllaSerebrina /

In the wild and wacky world of social media, someone dared to ask, “Why is manliness fading away in the modern world?” Well, strap in, because the responses were nothing short of hilarious. Here’s a quick rundown with some tongue-in-cheek commentary.

“Why Is Manliness Fading Away?” 10 Hilarious Answers To This Question Posted Online

10 Real-Life Miracles in the 21st Century That Will Have You Believing in a Higher Power

Man raising his crutches at sunset.
Image Credit: Photocreo /

In the 21st century, tales of the miraculous persist, defying explanation and offering glimpses of the extraordinary in our modern world. These ten remarkable events, spanning the globe, have ignited faith and wonder in those who witnessed them.

10 Real-Life Miracles in the 21st Century That Will Have You Believing in a Higher Power

11 Names You’d Use for Newborns If You Wanted to Ruin Their Lives (BUT Maintain Plausible Deniability About Having Done It on Purpose)

portrait serious stern baby. Angry.
Image Credit: xload /

When it comes to naming newborns, most parents aim for names that will set their children up for success and happiness. However, some user comments from a social media thread have sparked a rather hilarious discussion about names that could potentially make life a bit more challenging for these kids.

11 Names You’d Use for Newborns If You Wanted to Ruin Their Lives (BUT Maintain Plausible Deniability About Having Done It on Purpose)

Apocalypse Now: The 11 Strangest End Times Predictions

Ruins of a city. Apocalyptic landscape.3d illustration concept
Image Credit: vicnt2815 /

Throughout history, humanity has been fascinated by the concept of the apocalypse—the cataclysmic end of the world as we know it. Countless predictions, both ancient and modern, have foretold various scenarios for how this ultimate reckoning might occur. In this list, we delve into the realm of the bizarre and explore the ten strangest end times predictions that have left people alternately bewildered, amused, and even fearful.

Apocalypse Now: The 11 Strangest End Times Predictions

Would You Do These 13 Things If You Were 20 Years Old Again?

Beautiful model in elegant white dress at sunset with glass of wine on the beach.
Image Credit: /

If we could hop into a time machine and revisit our 20s armed with the wisdom of today, what would we do differently? That’s a question posed on social media, and the responses are a fascinating mix of hindsight humor and genuine life lessons. Here’s a journey through some of the top 13 regrets and pieces of advice from people who wish they could turn back time.

Would You Do These 13 Things If You Were 20 Years Old Again?

DISCLOSURE: The post may contain affiliate links, which means that I may receive a small commission if you make a purchase using these links. As an Amazon Associate I earn from qualifying purchases. You can read our affiliate disclosure in our privacy policy. This site is not intending to provide financial advice. This is for entertainment only.

Pri Kingston

Ash & Pri are the Founders of and have spent the last decade building their way towards financial freedom and a lifetime of memories. Having successfully achieved their early retirement goal in under 10 years, they look forward to sharing their financial sense with like-minded people. Read more about Ash & Pri in the 'About Us' section.