Top 10 Tips Women Said Are Their Number One Ways of Saving Money

Portrait of an excited woman.

No matter how old you are or where you are in your life, every woman appreciates a few extra dollars in their bank account. But, with inflation still near all-time highs, it’s time to get serious about saving money. Luckily, these women have your back with plenty of tips and tricks to help you save the big bucks.

1. Limit Dining Out

We can get on board with this money-saving tip! One woman advised to take it one step further and enforce a “strict” limit on eating out for meals. “If you’re used to cooking, limit going out once a week. If you’re ok with it, two times a week. Will change your life.” This means no Door Dash and Uber Eats too.

2. Cut Down on Cheap, Smaller Purchases

Although they may barely make a blip in your bank account, the reality is that more minor, cheaper purchases do add up. Multiple women suggested cutting back on discretionary spending like this. One person, speaking from experience, explained that “$2 and $5 purchases add up so quickly.”

3. Track Your Spending

Although it’s easier said than done, this is one of the best money-saving tips. Don’t be afraid to put together a spreadsheet and meticulously track your spending because your bank account will ultimately thank you for it. One person elaborated, “Track all of it. Then look at it and see where you can work on it.”

4. Order Groceries Online

We’re all in with this advice partly because it allows us to order groceries from the comfort of our couches! Don’t worry.

Ordering groceries online comes with an obvious added benefit, as this user helpfully explained, “For me, I spend so much less when I can keep track of the total as I’m adding stuff to my virtual cart, and I’m also not tempted to just wander to the aisles and add what I see.”

5. Don’t Grocery Shop While Hungry

We’ve all heard this piece of advice in one form or another, but it simply has merit: don’t grocery shop while hungry. It may seem like common sense, but you’d be surprised how many people go to the grocery store on an empty stomach!

Unless that’s you? Then, you’re not surprised and can agree this tip has merit. Shopping while hungry directly leads to more impulse purchases and snack buying, which can be avoided with a full belly.

6. Plan Your Meals

Meal planning and meal prepping don’t sound like a fun way to spend a few hours, but the benefits are tangible. By adequately planning meals, you will save money and be more likely to eat healthier.

Unsurprisingly, many women swore by this advice. “Less money is spent because I go through the fridge and all the cupboards to see what I already have and don’t accidentally double or triple up needlessly, and less food is wasted.”

7. When You Feel Impulsive, Wait

Everybody succumbs to bored or impulsive shopping habits, but the trick is to fight those urges. One suggested, “When you want to make an impulsive Amazon/online purchase, make yourself wait two weeks, or more honestly.”

“You’ll likely forget about it or may not even want it still by then.” This is straightforward advice to implement in your life immediately, so get to it!

8. Get a Library Card

Trust us when we say that your local public library is invaluable in many aspects of your daily life – especially when saving money. “Many libraries offer way more than just books,” revealed a particularly savvy user.

Libraries today lend out more than just books, often including the ability to rent out current DVDs and Blu-Ray to eliminate the need for Netflix. Additionally, several libraries have toys, musical instruments, and tools to loan out.

9. Evaluate Your Subscriptions

Speaking of Netflix, just like most people, you probably are subscribed to way too many streaming services. Hulu, HBO Max, Peacock, Showtime, the list goes on and on. Unfortunately, those subscriptions add up, so it may be time to sit down and see exactly how much money you’re plunking down each month for these services.

One elaborated, “Consider if you are getting your money’s worth out of them. They may not be a lot individually, but collectively it can add up fast.”

10. Cook in Batches

Utilize that freezer, people! “I batch cook and freeze a lot,” one person admitted. “If I see mince going cheap, cook up a batch of Bolognese/chili and portion it, then freeze. It makes life easier. Soup too.” She had us at “it makes life easier.”

This thread inspired this post.

Featured Image Credit: IgorVetushko /

This article originally appeared on Ash & Pri.

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Chris Phelan