11 Best Places to Retire in the U.S. in 2022-2023

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Welcome to a journey through the best places to retire in the U.S. for the years 2022-2023. Join us as we dive into the insights provided by U.S. News as they meticulously analyze data from the 150 largest metropolitan areas in the nation. Their goal? To unveil the ultimate locales that cater to the diverse needs and expectations of retirees.

From happiness levels and housing affordability to tax rates and healthcare quality, these places have been scrutinized for retirement compatibility. So, if you’re on the lookout for your dream retirement spot, look no further. Let’s explore these top-notch destinations that promise not just relaxation, but also a vibrant and fulfilling lifestyle.

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#1 Lancaster, PA

First Presbyterian Church, Downtown Lancaster, Pennsylvania, USA
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Lancaster, Pennsylvania, is a unique blend of rural and urban living that captivates its residents. The city seamlessly weaves together sprawling farms, well-groomed suburbs, and a bustling city center, creating an exciting mix of environments to explore. From tight-knit church communities to quirky indie coffee shops, Lancaster offers something for everyone’s tastes.

With below national average home prices ($290K) and rent ($1100), Lancaster can be an affordable place to retire. The city also ranks high for health care. While Lancaster County’s picturesque farmland is a major attraction, newcomers might notice a distinct odor in the air. This sweet smell is attributed to the presence of local industries like Kellogg’s and Mars Chocolate. While the aroma might be surprising at first, it quickly becomes a part of the area’s charm and identity.

#2 Harrisburg, PA

Drone view of the Pennsylvania State Capitol, in Harrisburg. The Pennsylvania State Capitol is the seat of government for the U.S. state of Pennsylvania
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Harrisburg, the capital of Pennsylvania, boasts a remarkable connection to the great outdoors. Its residents enjoy scenic trails along the Susquehanna River, perfect for biking and running, as well as proximity to the Appalachian Trail and nearby state parks. The city’s location also offers easy access to attractions like Amish country, Gettysburg National Military Park, and Hersheypark.

The city has a lower cost of living and home prices than most major cities on the east coast, with high marks for health care as well. For those seeking diverse experiences, Harrisburg provides the opportunity for quick getaways to major cities such as New York City, Philadelphia, Baltimore, and Washington, D.C. These bustling urban centers are just a few hours’ drive away, making weekend adventures a reality.

#3 Pensacola, FL

Aerial view of Pensacola Beach, Florida on Memorial Day
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Pensacola, Florida, is known for its stunning white sand beaches, breathtaking sunsets, and vibrant emerald waters. While the beaches are a major draw, the city also boasts a rich cultural heritage, showcased through historical architecture, diverse festivals, and a thriving fine arts scene.

Pensacola is one of the more affordable cities in Florida, with no State income tax and low home prices. The city isn’t just about tradition; it’s also a hub for entrepreneurship, sports, outdoor activities and higher education. Like most cities in Florida, though, it ranks low in health care affordability.

#4 Tampa, FL

Tampa, Florida, USA downtown skyline.
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The Tampa Bay area offers residents the best of both worlds: a relaxed beach lifestyle and the amenities of a bustling metropolitan area. With professional sports teams, museums, entertainment options, and a mix of dining choices, Tampa Bay has it all. Cost of living has been consistently climbing though, with house prices driving the increase.

The metro area encompasses three distinct cities – Tampa, St. Petersburg, and Clearwater – each with its own personality. From the hip vibe of Tampa to the artsy scene in St. Petersburg and the beachy atmosphere of Clearwater, residents have diverse experiences at their fingertips. Plus, the city’s laid-back ambiance feels like a perpetual vacation.

#5 York, PA

Main Street Shrewsbury, Pennsylvania in Southern York County during Fall
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Continuing Pennsylvania’s dominance, York is a small city, but its historical significance packs a punch. As the former home of the Continental Congress and the birthplace of the Articles of Confederation, York’s history is woven into its fabric. The city’s nickname, the “White Rose City,” pays homage to England’s House of York.

The city boasts an average cost of living well below the national average. There’s plenty to do, with a famous farmers market, art galleries and historical festivals. Proximity to Gettysburg and Philadelphia is also a plus.

#6 Naples, FL

Naples, Florida, USA town skyline on the water at dawn.
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Naples, Florida, situated between the Everglades and the Gulf of Mexico, offers a blend of luxury and natural beauty. Pristine beaches, lush golf courses, and upscale dining and shopping define the area, making it a preferred spot for retirees seeking both relaxation and entertainment. Beyond the glamorous facade, the region’s rural interior showcases the area’s farming heritage and diverse communities.

Despite its reputation as a retirement haven, Naples isn’t isolated. It’s just a short drive away from major cities like Tampa and Miami, making it easy to explore a variety of vibrant urban experiences. If you’re looking for affordable homes though, Naples isn’t for you, with median home prices approaching mid $800K.

#7 Daytona Beach, FL

Daytona Beach, Florida
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Daytona Beach’s population swells with tourists during winter and recedes in the summertime. The city’s appeal as a vacation destination is echoed in its livability for residents. There are tons of things to do for retirees, like leisurely strolls along the beach or attending the famous Nascar races.

Cost of living is surprisingly low, with median house prices in the high $300K range and no State income tax keeping money in your pocket.

#8 Ann Arbor, MI

ann arbor lighthouse in michigan
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Ann Arbor, Michigan, presents a blend of contrasts that gives it a unique character. Home to the University of Michigan, the city exudes the charm of a Midwestern college town while embracing the vibrancy of a larger city. Its walkability, diverse job market, and excellent public schools make it an attractive destination for people of all ages.

Set amidst picturesque hills and alongside the Huron River, Ann Arbor provides abundant opportunities for outdoor enthusiasts to explore its natural beauty.

#9 Allentown, PA

Aerial panorama of Allentown, Pennsylvania skyline on late sunny afternoon. Allentown is Pennsylvania's third most populous city.
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Allentown, Pennsylvania, charms residents and visitors with its rich history and adaptive use of architectural treasures. Former mills and industrial buildings have been transformed into modern apartments and lofts, adding to the city’s distinctive character. Different districts within Allentown offer unique experiences, from the artistic West End Theatre District to the bustling Hamilton Street business district.

#10 Reading, PA

A fall landscape of the rocky shore of the Tulpehocken Creek in Reading, PA with fall foliage and a red footbridge in the background
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Reading, Pennsylvania, boasts a history of innovation and diversity. Once a hub for manufacturing and transportation, Reading attracted a global workforce in the 19th century, creating a rich and varied community.

#11 Sarasota, FL

Sarasota, Florida, USA downtown skyline on the bay.
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Sarasota, Florida, stands out with its vibrant arts scene, inviting beaches, and emerging culinary culture. The city offers a dual experience – downtown Sarasota features upscale resorts and dining, while areas like Siesta Key Village provide a more intimate seaside ambiance. Sarasota’s appeal has expanded beyond retirees as young professionals are discovering its unique charm and up-and-coming neighborhoods.

Source: U.S. News.

11 Things That Will Vanish With the Baby Boomer Generation

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Change is on the horizon, and as the baby boomer cohort gracefully transitions into their senior phase, a consensus among many users emerges: specific facets of life are destined to become relics of the past. Let’s explore a selection of social media remarks that illuminate the potential contours of the times ahead.

The Ultimate Ranking of America’s 15 Most Desirable Cities To Live

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In this article, we look at the top 15 cities to live in America based on data from a comprehensive study from Scholarloo, a website that helps students find affordable solutions to fund their college education. The site used publicly available information to evaluate 151 American cities across 8 metrics. Metrics considered: Safety, affordability, economy, health, education, opportunity, and infrastructure.

10 Reasons Why Some People Harbor Resentment Towards Boomers

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It’s no secret that other generations love to hate on Baby Boomers, but what are the reasons that younger people feel a bit of frustration toward this generation? Let’s dive into a social media thread where commenters laid out some factors that might fuel these negative sentiments.

12 Unwritten Rules That All Men Follow

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Navigating the uncharted waters of male camaraderie can sometimes feel like deciphering a secret language. These unwritten codes of conduct weave a unique tapestry of male interactions. We’ve delved into a social media thread to unearth some of these unspoken rules, and here they are, decoded for your enjoyment and amusement.

“Oh God, I’m Such a Boomer” Non-Boomers Share Their 11 Most “Boomer-Like” Opinions

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In the ever-evolving landscape of technology and culture, opinions about various trends and changes often reveal generational divides. Inspired by a social media thread, let’s dive into the most boomer-esque opinions expressed by non-boomers that might leave you chuckling or nodding in agreement.

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Annika Stepanov

Annika is passionate about personal finance and travel, pouring her extensive experience into her writing on these topics. She has a diploma in Creative English Writing and has been working in the industry since 2016.