Personal Finance

I was a die hard Dave Ramsey fan. His budgeting, debt elimination, and financial planning advice all pointed to a sure path of financial freedom. And for a time, it seemed to be working, at least on the surface. But over time, I found his advice to be misaligned with my life in a number of ways. Some of his ideas were too prescriptive, some didn’t mesh with the real world well, and others were just philosophically “off” to me. 

Many people imagine a world without cash as modern and convenient, but it comes with hidden risks and challenges. Cash has been a reliable form of payment for centuries, and eliminating it entirely could create unexpected problems. From privacy concerns to emergency preparedness, there are several reasons why keeping cash around still matters. Let’s explore 11 realistic reasons why everything shouldn’t go cashless.

We’ve all hit those moments when the bank account is empty, the bills keep coming, and you’re left thinking, “What the heck do I do now?” First, take a breath.…