TRIED & TESTED TIP to Spend Less DURING INFLATION

Overspending causes chronic credit card debt. It's crucial to master budgeting and learn to adopt a minimalistic lifestyle.

Most people tend to overspend on just a few budget categories which is why this 1 trick will help you control spending in these trouble areas.

CASH ENVELOPES & WHY THEY WORK!

What are Cash Envelopes? The cash envelope is a budgeting system that only uses cash to pay for specific cost categories. Each envelope holds the money you allocate for that category each month.

Decide on Your Cash Envelope Categories First, determine the categories you tend to overspend on. Tracking your spending is the best way to figure out where your money is going.

Pull Money Out of the Bank Next, head to the bank to withdraw the money to place in your cash envelopes.

Spend Your Money Carefully Once your envelope is empty, you stop spending in that category until you withdraw more money after receiving your next paycheck or month.

SWIPE UP TO READ HOW TO ALLOCATE ANY LEFTOVER MONEY IN THE CASH ENVELOPE!