IMPROVE YOUR Credit in 9 Simple Steps

Almost every milestone in life requires you to have good credit. While it won’t happen overnight, you can take steps to build or rebuild your credit.

What is Credit? Credit refers to your ability to borrow money and repay the debt according to the established terms 

HOW TO BUILD OR REBUILD CREDIT IN 9 SIMPLE STEPS

Make Bill Payments on Time

Payment history comprises 35% of your credit score, making it the most significant factor. Even a payment a few days late can impact your score.

Apply for a Secured Credit Card

A secured credit card is designed for people with bad credit or limited credit history. Opening a secured credit card requires a refundable security deposit. All payments come directly from your account, meaning you will not miss a payment.

Become an Authorized User

Being counted as an authorized user is ideal if you have little or no credit history. You receive a credit card in your name, which adds you to credit reporting databases.

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