16 Best Safe Investments With High Returns

Are you looking for ways to build an additional income stream aside from your day job? Why not try investing your money? If you are hesitant because of the risk, there are safe investments with high returns for you to try.

High Yield Savings Accounts

One of the investment options with the lowest risk is a high yield savings account. The Federal Deposit Insurance Corporation (FDIC) insures your money up to $250,000 as long as the deposit is in an FDIC-insured entity.


Certificates Of Deposits

Certificate of Deposits (CD) are closely related to the savings accounts but have higher interests. The FDIC also insures CDs. That means they are practically risk-free. Their advantage is that they are usually very liquid.


US Savings Bonds

US savings bonds have one of the lowest investment risks. The US treasury issues the securities to fund the government’s operations. Saving bonds have a fixed rate of interest.


Money market accounts are closely related to savings accounts and CDs. They often have a better rate than the savings accounts but have more liquidity than CDs. You might be allowed to write checks or use debit cards with the accounts, providing greater flexibility.


Money Market Accounts

Municipal Bonds

Municipal bonds are loans issued to local governments by investors. These are usually a good option for better returns with slightly higher risks than savings accounts, CDs, or saving bonds.


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